.em-policy-page {
    background: #fff;
    color: var(--em-ink, #171614);
}
.em-policy-hero {
    position: relative;
    overflow: hidden;
    padding: 56px 0 64px;
    background: linear-gradient(135deg, #0038a0 0%, #0755c9 100%);
    color: #fff;
}
.em-policy-hero::after {
    content: "";
    position: absolute;
    right: -90px;
    bottom: -150px;
    width: 360px;
    height: 360px;
    border: 72px solid rgba(255, 198, 0, 0.18);
    border-radius: 50%;
}
.em-policy-hero__inner { position: relative; z-index: 1; }
.em-policy-breadcrumb {
    display: flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 36px;
    color: rgba(255,255,255,.76);
    font-size: 13px;
}
.em-policy-breadcrumb a { color: #fff; text-decoration: none; }
.em-policy-breadcrumb a:hover { text-decoration: underline; }
.em-policy-hero__eyebrow {
    display: inline-flex;
    align-items: center;
    margin-bottom: 16px;
    padding: 7px 13px;
    border-radius: 999px;
    background: #ffc600;
    color: #14244a;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: .07em;
    text-transform: uppercase;
}
.em-policy-hero__title {
    max-width: 820px;
    margin: 0;
    color: #fff;
    font-size: clamp(32px, 5vw, 36px);
    line-height: 1.08;
    letter-spacing: -.035em;
}
.em-policy-hero__updated {
    margin: 22px 0 0;
    color: rgba(255,255,255,.68);
    font-size: 13px;
}
.em-policy-section {
    padding: 64px 0 88px;
    background: #fff;
}
.em-policy-layout {
    display: grid;
    grid-template-columns: minmax(220px, 280px) minmax(0, 1fr);
    gap: 48px;
    align-items: start;
}
.em-policy-sidebar { position: sticky; top: 112px; }
.em-policy-sidebar__card {
    padding-right: 28px;
    border-right: 1px solid var(--em-line, #e4ded4);
}
.em-policy-sidebar__heading {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 0 12px 15px;
    border-bottom: 1px solid var(--em-line, #e4ded4);
    color: #0038a0;
    font-size: 14px;
    font-weight: 750;
}
.em-policy-sidebar__heading .em-icon { width: 18px; height: 18px; }
.em-policy-toc { display: grid; padding: 10px 0; }
.em-policy-toc:empty { display: none; }
.em-policy-toc__link {
    display: block;
    padding: 10px 12px;
    border-left: 2px solid transparent;
    border-radius: 0 8px 8px 0;
    color: var(--em-ink-2, #514f4a);
    font-size: 13px;
    line-height: 1.45;
    text-decoration: none;
    transition: .18s ease;
}
.em-policy-toc__link:hover,
.em-policy-toc__link.is-active {
    border-left-color: #ffc600;
    background: #fff8d8;
    color: #0038a0;
}
.em-policy-content {
    min-width: 0;
    padding: 0 0 0 clamp(0px, 1.5vw, 18px);
    background: #fff;
}
.em-policy-content > :first-child { margin-top: 0; }
.em-policy-content h2,
.em-policy-content h3 {
    scroll-margin-top: 120px;
    color: #171614;
    letter-spacing: -.02em;
}
.em-policy-content h2 {
    margin: 44px 0 16px;
    padding-bottom: 13px;
    border-bottom: 2px solid #eef3fc;
    font-size: clamp(24px, 3vw, 32px);
}
.em-policy-content h2::before {
    content: "";
    display: inline-block;
    width: 7px;
    height: .8em;
    margin-right: 11px;
    border-radius: 99px;
    background: #ffc600;
}
.em-policy-content h3 { margin: 30px 0 12px; font-size: 20px; }
.em-policy-content p,
.em-policy-content li {
    color: var(--em-ink-2, #5f5b54);
    font-size: 16px;
    line-height: 1.8;
}
.em-policy-content ul,
.em-policy-content ol { padding-left: 24px; }
.em-policy-content li { margin-bottom: 8px; }
.em-policy-content li::marker { color: #0755c9; font-weight: 700; }
.em-policy-content a { color: #0047b9; text-underline-offset: 3px; }
.em-policy-content blockquote {
    margin: 28px 0;
    padding: 18px 22px;
    border-left: 4px solid #ffc600;
    border-radius: 0 12px 12px 0;
    background: #fff9e6;
}
.em-policy-support {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr) auto;
    gap: 18px;
    align-items: center;
    margin-top: 52px;
    padding: 24px;
    border-radius: 16px;
    background: #eef4ff;
}
.em-policy-support__icon {
    display: grid;
    place-items: center;
    width: 48px;
    height: 48px;
    border-radius: 14px;
    background: #0038a0;
    color: #fff;
}
.em-policy-support__icon .em-icon { width: 22px; height: 22px; }
.em-policy-support__copy h2 { margin: 0 0 4px; padding: 0; border: 0; font-size: 18px; }
.em-policy-support__copy h2::before { display: none; }
.em-policy-support__copy p { margin: 0; font-size: 14px; line-height: 1.55; }
.em-policy-support__button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    min-height: 44px;
    padding: 0 18px;
    border-radius: 12px;
    background: #0038a0;
    color: #fff !important;
    font-size: 14px;
    font-weight: 700;
    text-decoration: none;
}
.em-policy-support__button:hover { background: #002c7e; }
.em-policy-support__button .em-icon { width: 16px; height: 16px; }
@media (max-width: 1023px) {
    .em-policy-layout { grid-template-columns: 210px minmax(0, 1fr); gap: 28px; }
    .em-policy-sidebar__card { padding-right: 18px; }
    .em-policy-support { grid-template-columns: auto 1fr; }
    .em-policy-support__button { grid-column: 1 / -1; }
}
@media (max-width: 767px) {
    .em-policy-hero { padding: 36px 0 46px; }
    .em-policy-breadcrumb { margin-bottom: 26px; }
    .em-policy-section { padding: 28px 0 56px; }
    .em-policy-layout { grid-template-columns: minmax(0, 1fr); }
    .em-policy-sidebar { position: static; }
    .em-policy-sidebar__card {
        padding: 0 0 18px;
        border-right: 0;
        border-bottom: 1px solid var(--em-line, #e4ded4);
    }
    .em-policy-sidebar__heading { padding-inline: 0; }
    .em-policy-content { padding: 0; }
    .em-policy-support { grid-template-columns: 1fr; text-align: center; }
    .em-policy-support__icon { margin: 0 auto; }
}